Insurance

Winery insurances

A winery is a conglomerate of businesses, including a farm, manufacturing facility, bar, retail store, and sometimes a restaurant. Like businesses in any other industries, wineries face unique risks that can jeopardize their ...

Business Partners working from home one in the computer and the other wrapping the packages

Owning a restaurant faces various risks, including natural disasters, food poisoning, theft, and fire outbreaks. Restaurant business insurance is necessary to protect yourself and the enterprise from losses related to unforeseen events. Most ...

what does liquidity refer to in a life insurance policy

Liquidity in life insurance refers to the ease of getting money from your policy. Permanent life insurance offers coverage throughout the policyholder’s life and includes a cash value component. Consequently, the policyholder can ...

Homes with pools in California

How Does a Pool Increase Home Insurance? It’s hard to beat having your own little oasis in your backyard in the form of a pool. The fact is, however, that when it comes ...

Wooden little home on top of and insurance policy and next to a pen

If you are just buying your first home, it’s imperative to understand how homeowners insurance works. It is a bit different than your car or health insurance. You don’t want to be surprised ...

Man holding in his han hologram with insurance solutions

3 THINGS GENERAL LIABILITY INSURANCE DOESN’T COVER Sole proprietorships, small businesses, and large companies should all consider having general liability insurance. The coverage isn’t necessarily a requirement for every firm, but having a ...

Premise liability text book inside a library for study

Anyone that runs a business knows that there are a lot of balls to keep juggling in the air to operate reliably and profitably. But there’s always one issue that can upend plans ...

Business owner hanging the open sign on the door

WHAT TYPES OF LIABILITY IS A BUSINESS VULNERABLE TO? In America, there are two types of laws. Criminal laws punish the guilty with jail terms and sometimes even execution, depending on the state. ...

hundred dollar bills, pen and insurance policy

Insurance protects you from financial loss in case of a disaster or an accident. Some types of insurance in California are required by law, such as auto insurance and home insurance, while others ...