Insurance

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How to Choose Insurance for Wineries

A winery is a conglomerate of businesses, including a farm, manufacturing facility, bar, retail store, and sometimes a restaurant. Like businesses in any other industries, wineries face unique risks that can jeopardize their ...

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Learn What Insurance a Restaurant Needs in 2024

Owning a restaurant faces various risks, including natural disasters, food poisoning, theft, and fire outbreaks. Restaurant business insurance is necessary to protect yourself and the enterprise from losses related to unfores...

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What Does Liquidity Refer to in a Life Insurance Policy?

Liquidity in life insurance refers to the ease of getting money from your policy. Permanent life insurance offers coverage throughout the policyholder's life and includes a cash value component. Consequently, the policyholder...

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Does a Pool Increases Home Insurance?

How Does a Pool Increase Home Insurance? It’s hard to beat having your own little oasis in your backyard in the form of a pool. The fact is, however, that when it comes to carrying homeowners insurance, you need to...

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Basic Tips About Homeowners Insurance

If you are just buying your first home, it’s imperative to understand how homeowners insurance works. It is a bit different than your car or health insurance. You don’t want to be surprised later if the worst should...

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THINGS GENERAL LIABILITY INSURANCE DOESN’T COVER

3 THINGS GENERAL LIABILITY INSURANCE DOESN'T COVER Sole proprietorships, small businesses, and large companies should all consider having general liability insurance. The coverage isn't necessarily a requirement for ...

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ARE YOU PREPARED FOR PREMISES LIABILITY?

Anyone that runs a business knows that there are a lot of balls to keep juggling in the air to operate reliably and profitably. But there’s always one issue that can upend plans without warning, that’s a lawsuit. Li...

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TYPES OF LIABILITY A BUSINESS IS VULNERABLE TO?

WHAT TYPES OF LIABILITY IS A BUSINESS VULNERABLE TO? In America, there are two types of laws. Criminal laws punish the guilty with jail terms and sometimes even execution, depending on the state. But for breaches of ...

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5 MUST-HAVE INSURANCE POLICIES

Insurance protects you from financial loss in case of a disaster or an accident. Some types of insurance in California are required by law, such as auto insurance and home insurance, while others may not be required but...

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