A graphic showing five bright blue stars, representing the high customer satisfaction and top-rated insurance services provided by Panorama Insurance.

Personalized Protection

Trusted Insurance Agency Focused on Your Protection

Founded in 1973, our agency brings decades of knowledge to every policy. We compare multiple carriers to provide insurance coverage that fits your needs, your budget, and your peace of mind.

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Who We Are

Professional Insurance Advisors Guiding Smarter Decisions

With extensive knowledge of insurance products and carrier guidelines, our advisors simplify choices, helping clients navigate the process with practical insights and insurance coverage options built to fit their needs.

Why choose Us

Insurance Service Designed Around Your Needs

We’re not tied to one carrier, which means our service starts with listening. We compare insurance plans, focus on your goals, and deliver coverage that truly fits your situation.

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Our Solutions

Comprehensive Insurance Solutions for Every Need

We provide a full range of insurance solutions tailored to individuals and businesses. From property to liability, our services deliver dependable coverage that adapts to evolving needs.

Homeowners Insurance

Protect your home and belongings from theft, damage, and liability with reliable coverage designed for lasting peace of mind.

Auto Insurance

Stay fully protected from accidents, theft, and liability with coverage designed around your driving habits, vehicle, and budget.

Commercial Property Insurance

Safeguard your building, inventory, and equipment with commercial property insurance for fire, weather, vandalism, and theft.

Cyber Liability Insurance

Manage the full fallout of a breach with coverage for investigation, recovery, regulator demands, customer support, and brand repair.

Client Testimonials

What Clients Say About Our Insurance Protection

Our clients highlight the value of our insurance solutions, showing how we deliver dependable protection and service across many personal and business needs.

Trusted by Clients

Share your experience with Panorama. Your story helps others see the value of our service and encourages them to trust us with their needs.

Consistent and Dependable

Tim and his staff are my auto insurance broker and have been for over 30 years. We have two sons and both were covered in our policy up until recently when my oldest moved to Italy. We have had quite a few claims having hit a deer and totaled the Sedona, my youngest drove off hillside with the Jeep taking out neighbors deck support posts and hitting house, also a fender bender with his 4 Runner. Tim has always been honest, straight forward, and timely with all our needs. We have had Mercury this entire time, he has kept us updated with any discounts(teacher) and changes that we should be aware off. He is and has been a great communicator, efficient, and friendly, a good man. I highly recommend him.

JV

Joe Vitti

Long-Term Client

Five star for review

Resolving Complex Issues

This insurance agency is unique in that they go beyond the normal expectations. They have that small company endeavor but with large company results. I was very pleased with the way they handled my problem.

I am a landlord and as such needed help with a tenant and their dog which is classified as a companion dog used for emotional distress, however our signed contract forbids animals. With the help of Panorama Insurance Agency I was able to resolve the issue to the satisfaction of both the tenants and myself. They did the research for me! I highly recommend this agency.

RH

Robert Hernandez

Property Owner

Five star for review

Responsive and Courteous

I had an excellent experience with Tim Wong and Panorama Insurance. They helped me find homeowner's insurance coverage for a new home in the hills of L.A. that's a wildfire zone. None of the carriers wanted to write the business, so Tim secured the coverage through the CA plan and also a Difference in Conditions policy to ensure I had adequate liability coverage. He and his team adjusted coverages to find savings for me as well. They were responsive and courteous at all times, and made the home purchase process easier and more enjoyable. Highly recommended!

AL

Andrew Lloyd

Grateful Homeowner

Five star for review

Dependable Insurance Agent

Brent @ Panorama is the most available and dependable insurance agent I've ever had. I use Brent for my family account, and also take care of all the communication for my parents account as well - even though we're the same kin, our two different households have totally different requirements in terms of insurance. Brent is always willing to dive into specifics about policies and present alternatives when our situation changes or when a better plan is available. It's great to know that both the insurances for my home and car are just taken care of meddling on my part.

RJ

Roshan J

Loyal Returning Client

Five star for review

Went Above Expectations

I recently had the pleasure of working with Panorama Insurance Agency, specifically Brent Garriepy, to insure my new home and switch our auto insurance policy. Brent went above expectations with explaining the policies, what they cover and what they do not cover. We quickly found a policy that worked well for our new investment and it was very competitively priced. The choice was clear for my family. I highly recommend Panorama Insurance Agency. Give them a call and see what they can do for your family!

PS

Paul Schwappach

Home and Auto Client

Five star for review

Saved Us over a Hundred Dollars a Month!

Brent saved us over a hundred dollars a MONTH! across all our policies (auto/home/earthquake/umbrella) and even got us better coverages across the board. Wished I’d contacted Brent earlier in my insurance quote process. I did the internet search and got spammed with useless quotes as well as talked to half a dozen other highly rated agents. None could even come close to the level of service that Brent provided. Stop your internet search now and call Brent.

LT

Leland Treebs

Value-Seeking Client

Five star for review

Highly Recommended

My relation ship with Panorama Insurance Agency started over 25 years ago. Initially it was for vehicle insurance but has grown to include homeowners insurance. This has continued through moves from five homes and two states. As my children reach the age of driving, they will join the next generation of Panorama Insurance Agency family customers. For the few instances where the services were required, PIAI was there to help resolve the claim and get the repairs completed quickly. I would highly recommend their services.

KS

Kent Sakamoto

Loyal Long-Term Client

Five star for review

10/10 in Customer Service

Danna Alfi is wonderful. We all typically contact an insurance company because something has gone wrong. Danna is a compassionate person who will do her best to help you and inform you when you need it. I think we can all agree that 2020 has been crazy and stressful. My car was stolen and Danna was so helpful in finding out the exact terms of my coverage promptly and let me know exactly what the coverage options would be on another car I wanted to buy. The day I was slated to purchase the car the sale fell through due to a lack of title on hand. Immediately I contacted Danna and she cancelled it. A few days later I found the perfect car and before I drove off the lot I was covered. No hassle for making her do the extra work just a congrats on the new car and an open dialogue because she will help you however she can. 10/10 in customer service.

MM

Melissa McGillivray

Auto Coverage Client

Five star for review

Pleasure to Work With

I worked with Danna Alfi who has helped me on more than one occasion to help me get the coverage I need in the most cost effective way. She is a pleasure to work with. Even during times I expressed frustration while shopping for the best service, she remained professional, patient, and understanding never pushing her products, but explaining the benefits and outlining my options so I can be an informed consumer. A pleasure to work with!

EB

Eric Bertolli

Happy Client

Five star for review

Amazing Company

Panorama is an amazing company. I've had them for years!!!! One of the only company's that has always had my back. Really great customer service and professionalism whenever I'm speaking with someone and they ALWAYS pick up the phone. That's quality.

NP

Nat Pen

Longtime Client

Five star for review

Reach Out

Get in Touch to Secure Safe Insurance

Discover tailored Insurance Solutions built around your needs. Contact us today to secure dependable coverage and long-lasting peace of mind.

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Frequently Asked Questions

Your Insurance Questions, Answered

Browse answers to common insurance questions. This section provides direct information to help you understand policies, coverage, and available service options.

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01 What types of insurance are available?

Available policies include auto, homeowners, landlord, earthquake, umbrella, workers compensation, property, restaurant, commercial auto, general liability, product liability, and cyber liability. For clear details on how each policy works and what benefits it offers, see the services page.

Selecting the right insurance depends on individual needs, budget, and risk considerations. For guidance specific to your situation, schedule a call with our team, who will review options and recommend coverage customised to your requirements.

Homeowners insurance protects against property damage, liability claims, and certain living costs after covered incidents. To examine available policies and additional features, consult the homeowners insurance page, which provides detailed coverage levels and optional endorsements.

Workers compensation insurance covers medical bills, lost wages, and rehabilitation for employees hurt on the job, while protecting the business from related lawsuits. To understand policy tiers and benefits in detail, see the workers compensation insurance page, which explains structured coverage levels and limitations.

Auto insurance requirements differ by state, often including liability and uninsured motorist coverage. For explanations of mandatory levels and optional protections, review the auto insurance page, which outlines required policies and describes available plan structures.

Commercial insurance protects businesses against liability, property damage, and operational losses. For a complete breakdown of categories and protections suited for different industries, check the commercial insurance page, where business coverage details are presented clearly.

Personal insurance protects individuals and families against risks such as property damage, medical expenses, and liability claims. For details about available options and policy structures, check the personal insurance page, where the coverage categories are explained clearly.

Contacting our team allows you to ask questions, request assistance, or clarify coverage needs. For direct support, use the contact us section, which provides accurate details and a simple form for timely responses.

Protect What Matters

Smarter Insurance Choices, Backed By Experience

Get personalized insurance solutions built around your needs. Our advisors simplify the process, compare carriers, and deliver coverage that provides lasting peace of mind.

Smart Coverage for Everyday Risks

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From home and auto to business and more, we design insurance strategies that protect your assets, income, and future plans with one coordinated approach.

Contact Our Team

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