Business owners in Northridge, CA often have one or more vehicles that they rely on throughout the day. Whether it’s a limo, a taxi, a delivery vehicle, or just a work truck you use to get from Jobsite to Jobsite, staying protected and keeping your vehicle protected is a must.
Good commercial car insurance in California is something that can’t be overlooked, and something that provides you with protection for the vehicles that you depend on and those who may be impacted by them.
Every Northridge, CA business is different, which means that getting the right kind of commercial car insurance is often something that involves spending time comparing different policies and what they provide. In order to know that you’re protected, you have to assess the risks that your business faces and that your vehicles may face as well.
Of all the challenges and risks for businesses today, distracted drivers are among the biggest. Distracted driving causes around 46% of all accidents today, which means that getting and staying protected is more important than ever. You’ll have to assess the risks and the amount of coverage that you want in order to get a policy that actually keeps your vehicles and you protected.
Commercial car insurance policies can cover virtually every type of vehicle on Northridge, CA roads. Common vehicles covered include:
However, what is important to keep in mind is that it isn’t so much the type of vehicle that will impact your commercial car insurance policy needs – it’s also the way they’re used. Everything from how often they’re driven to how many miles they travel to exactly what they are used for will have an impact on whether or not your vehicle has the right level of protection.
Every commercial car insurance policy is different. However, they’re all similar to traditional car insurance when it comes to the basic coverage you’ll get. Every policy will have things like liability, collision, and comprehensive coverage available.
But beyond this, every policy must be tailored to your specific business. Commercial car insurance policies will combine different types of coverage to create a policy you can trust to keep you protected. Some of the elements you’ll have to pay attention to will include the following.
It’s common for small business owners in Northridge, CA to use their own vehicles for work-related purposes. But the reality is that most commercial car insurance policies won’t’ cover your personal vehicle when used for business. This is especially true if your employees are using their own personal vehicles during the day.
Talking to your insurance specialist is the best way to ensure that you stay protected no matter what and that your commercial vehicles are taken care of as well. If you need Northridge, CA commercial car insurance, talking to our team is the first step towards getting the coverage you need. Contact our team today to get your initial quote and see how we can help you.
Contact us now or call us at (818) 781-6630
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