3 Services That May Help You Avoid Filing Home Insurance Claims

Homes are some of the most expensive investments people make in their lifetime. The costs for houses, condos, and townhomes vary from place to place in California. However, according to Reader’s Digest, the national median price was $218,000 in 2018. That is a significant figure, to say the least. Still, people pay the notes to ensure they can live the American Dream, even if doing is detrimental to their finances.

Some homeowners wind up living paycheck to paycheck because of their mortgages. That means they may not have the cash to cover repairs or much of anything else following a disaster. Home insurance policies nip such issues in the bud. Providing that policyholders pay their premiums on time, they only need to cover their deductibles after emergencies. The insurer will then pick up the remainder of the repair tab.

Even though people have policies, that does not mean they want to use them. They are fearful of filing claims because they are afraid of their rates skyrocketing. If you happen to be one of those individuals, then you have come to the right place. We will discuss three services that may help you avoid filing home insurance claims. Thus, interested parties should stay right here and read on to learn more.

Annual Plumbing Inspections

Indoor plumbing is nice to have, providing that everything is functioning correctly. When water lines or fittings break, they can flood a place out in a hurry. The same can be said for water heaters that burst, shower pans that fail, and toilet tanks that crack. H2O can do some serious damage to wood floors, drywall, and carpeting.

Not every plumbing system problem can be prevented. But some issues can be avoided with annual plumbing inspections. Plumbers look for fixtures that could become troublesome in the future. They then let their clients know how much it would take to fix them. Having the preventative work completed can reduce the chances of unexpected dilemmas occurring.

Yearly Roof Inspections

A roof is an essential part of a structure. When it is in tip-top shape, it keeps everything below it dry. However, if a roof is not properly maintained, leaks can develop. TVs, computers, and other valuables can get ruined. Even whole houses can get lost if drips hit electrical junction boxes, outlets, and light fixtures.

Yearly roof inspections allow roofers to replace missing shingles that get blown away by the wind. They will also remove debris and clean gutters to keep other problems at bay.

Tree Trimming Services

Trees can become diseased now and again. If certain measures are not taken to get them healthy, they can fall down. That can knock out a house’s windows, wreck its roof, or even threaten its structural integrity.

Trimming companies can remove infected limbs and branches before the disease spreads to other tree sections. In doing so, the trees remain standing tall and strong all year.

Contact us

Even with these services, you may still face costly problems along the way. To protect your California property and your finances, call Panorama Insurance Agency today.