Homeowners Insurance

In California, where natural disasters like wildfires and earthquakes are an ever-present risk, securing adequate property insurance can be challenging. For homeowners and businesses in high-risk areas, the California FAIR (Fair Access to ...

summer insurance tips

Americans take advantage of school holidays and the bountiful sunshine that summer brings. It is the time of the year to book a holiday, take an interstate road trip to see a family ...

house fire insurance claim tips

Part of the American dream includes owning a property you can call home. Despite years of hard work and savings, fire can burn down your investment in a few minutes. Fortunately, homeowners insurance ...

does homeowners insurance cover handyman

It is a legal requirement for a professional handyman firm to buy worker’s compensation insurance and general liability insurance to cover medical expenses concerning an on-the-job injury. Unfortunately, some handymen operate without the ...

does homeowners insurance cover workers compensation

Domestic workers perform the incredible task of running homes. Whether it’s taking care of children, the elderly, sick members, doing household chores, cleaning, cooking, and gardening. If an employee is hurt on the ...

Flooded bedroom due to a burst pipe water at bed level floating items

Acquiring a home is a great milestone in life. Even so, it comes with responsibilities and risks. Water damage can potentially ruin your valuables or home structure.   Clogged gutters, leaking water heaters, ...

Electronic sign next to main road with warning reading Hurricane Season Prepare now

Flood Insurance for Hurricane Season In Jan 2023, California experienced heavy flooding that displaced 100,000 residents and caused at least two dozen fatalities. Experts predict these extreme weather events will happen more frequently ...

Home burning due to forrest fire in California, firefighter truck parked in front

Normally, a regular homeowners policy is designed to cover your home against smoke and fire damage. This protection extends to forest fires as well. If a wildfire destroys your dwelling, your home insurance ...

Business Partners working from home one in the computer and the other wrapping the packages

Does Running a Business From Home Affect Your Home Insurance? According to the U.S. Small Business Administration, there are 31.7million small businesses in the US. Moreover, a quarter of employer firms(24%) were home-based, ...