You may have a lot of reasons for refusing to get car insurance but whatever they may be, trust us when we say that the risks of not getting one are not worth taking.
Car insurance protects you from various situations and incidents that are most of the time unexpected such as accidents and incurring fines.
1.- Pay Repair And Replacement Costs On Your Own – Road accidents occur a lot in the United States and in fact, these accidents happen every minute in many different parts of the country.
Besides medical concerns, drivers are also in need of help when it comes to vehicle repairs and replacement.
Because, without good car insurance, help is unattainable and you will have to shoulder all the costs for repairs, damages, and replacements.
The sort of things that should have been covered in car insurance if you had one.
2.- Pay State Fines – Most states have implemented fines for uninsured drivers and if you are caught without insurance, you will literally need to pay the price.
But that is not the worst part of it! How much will you pay also varies on the number of previous warnings you already have after being caught without car insurance several times.
3.- Get Your Driver’s License Suspended Or Confiscated – You may be able to afford to pay the fines and penalties, but once you have your driver’s license suspended, or revoked, you will have to go through a very long and tedious process to recover it.
And is a lot of wasted time and effort. More importantly, without your license, you would not be able to drive for up to a year.
4.- Pay Legal Fees – Yes, there are more fees to pay. When you get in a car accident, it is not just all about car repairs.
Without comprehensive coverage from car insurance, you will also have to think about paying for property damages, injuries, and even death costs.
5.- Risks Of Vehicle Impoundment – You’ve already lost your license and now losing your vehicle through vehicle impoundment is also possible if you are caught without any car insurance to back you up.
As mentioned, many states are taking this insurance policy seriously so do not be surprised if you meet the consequences of not having one.
To get yourself completely covered, you can start by getting to know your different car insurance coverage options.
This way, you know you have all-around protection in case there are accidents, damages, impoundment threats, legal fines, and state laws that you need to follow.
It is not enough to get just any car insurance too. If you want a trustworthy and reliable car insurance option, Contact Panorama now.