Truckers face multiple risks and dangers on the road, and a truck accident or another mishap can be costly. Fortunately, the right truck insurance coverage can shield commercial trucking companies and drivers from unforeseen risks and losses.As truck drivers drive across multiple states to deliver goods, they can encounter road construction, traffic, dangerous drivers, and extreme weather events like tornadoes, snow, heavy rainfall, and dust storms. These conditions all increase the risk of a truck accident, which can cause property damage, injuries, or fatalities and lead to legal liability. Every truck must have the proper truck insurance to protect your business from losses and liability. Discuss the right insurance coverage for you with an insurance professional.Â
Dangers Faced By Truckers and How Truck Insurance Can Help
Mechanical Failures
Trucking companies have an obligation to operate well-maintained vehicles. Even so, defective parts or another malfunction can cause a driver to lose control, and it may lead to a crash or costly delays in deliveries. In case of an accident, truck insurance can shield your trucking company from legal liability.
Injuries
A driver can suffer injuries from truck accidents, slip and falls, or other injury risks. Alternatively, a truck driver can cause an accident and injuries to others. Truck insurance covers injury-related costs like emergency care, diagnostic tests, medication, long-term care, and much more.
Other Drivers
As truck drivers make deliveries, they face distracted, reckless, speeding, and uninsured drivers. Truck driver insurance should have a provision to pay for injuries and damages caused by a motorist who doesn’t have proper insurance.Truck insurance can also shield your business from loss related to:
Theft and vandalism
Exposure to chemical and biological dangers
Poor road conditions
Other circumstances that can lead to business losses
Work With Panorama Insurance Agency
At Panorama Insurance Agency, we value our clients and understand their needs. As such, we work with the best truck insurance providers capable of protecting their business and investment.Below are some of the truck insurers we work with:
Great American Insurance Group
American Summit Insurance Co
Federal Insurance Co
Texas Insurance Co
Topa Insurance Co
Liberty Mutual Insurance Co
Protective Specialty Insurance Co
Highlander Specialty Insurance Co
Everspan Indemnity Insurance Co
Trisura Specialty Insurance Co
Knight Specialty Insurance Co
Southlake Specialty Insurance Co
United Specialty Insurance Co
National Indemnity Company
Cypress Property & Casualty Insurance Co
A point to note: Working with the right insurer is one way to ensure you have a stress-free insurance experience. We assess an insurer’s financial stability, location, accreditation, and reputation, among other factors. Vetting an insurer ensures our customers get the best protection for their business and a smooth experience.
Consult a Professional Truck Insurance Provider
Putting in place measures to manage risk is an excellent strategy to secure the future of your trucking business. In case of theft, accidents, or vandalism, truck insurance can protect you from paying for damages or losses out of pocket.At Panorama Insurance Agency in Northridge, CA, our understanding of the truck business is the inspiration behind our excellent truck insurance coverage.Contact us online or call us at 818-781-6630 to schedule an appointment.
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