Business Insurance

Retail store displaying men and women's clothes and shoes

The retail sector significantly contributes to the United States economy— it creates at least 52 million jobs with a massive share of $6.2 trillion in the nation’s GDP. Even so, players in the ...

Non combustible warehouse with metal structures and steal beams piled up

Noncombustible building materials are an excellent alternative that guards properties against one of the most destructive elements— fire. In noncombustible construction, the building’s exterior wall, roofing, support, roofing deck, and floor comprise non-flammable ...

Exterior wall corner cracked by an earthquake compromising its integrity, earthquake insurance should cover the cost of repairs

Is your small business prepared for an earthquake?   Natural disasters hit when least expected, bringing devastating effects. Earthquakes, in particular, leave a trail of destruction, including flooded stores, damaged walls, total loss ...

Young Woman securing packages with items ready for delivery

According to the U.S. Census Bureau, 9% of small businesses close yearly due to several concerns, including cash flow problems. Examples of unforeseen incidents that cause business closure include property damage, income disruptions, ...

Workers at ware hose accidentally mishandling packages and falling to the ground with them

No matter how safe a workplace might seem, workers can still suffer job-related injuries and illnesses. Common workplace hazards include traffic collisions, falls, slips, inhaling toxic fumes, cuts, or exposure to loud noise. ...

Person with left broken hand typing a health insurance claim on the computer with right hand

Workers’ Compensation Insurance in California Employers invest time and resources to protect their employees from work-related hazards. Even so, work-related illnesses and accidents happen regularly. Each year, millions of workers suffer harm from ...

Young courrier holding a tracking form in one gand and a package in the other, stepping out out of the trunk of his car to deliver a package

Couriers provide an essential service of delivering packages, messages, and letters across the United States. Typical customers of courier service providers include lawyers, retail shops, e-commerce stores, individual customers, and government institutions.   ...

Business owner at workshop with employees standing proud and happy behind him

There are approximately 4.1 million small businesses in California that employ 7.2 million workers. Businesses are exposed to various risks, including fire, legal suits, natural disasters, workplace accidents, and business interruption. In addition, ...

Business Partners working from home one in the computer and the other wrapping the packages

Does Running a Business From Home Affect Your Home Insurance? According to the U.S. Small Business Administration, there are 31.7million small businesses in the US. Moreover, a quarter of employer firms(24%) were home-based, ...