Business Insurance

Mobile phone opened on an e-commerce app and behind a stack of item boxes with a cart logo

Operating an e-commerce business in California, like any other business, involves certain risks that can impact its operations and financial stability. To protect against these risks, obtaining appropriate business insurance is crucial. Speak ...

General Liability Insurance for Contractors in California   Contractors, whether carpenters, interior fitters, roofers, welders, or general contractors, are crucial players in California’s economy. Nonetheless, they encounter numerous risks in their line of ...

Chef and sous chefs looking at menu in a restaurant

Surviving in the food industry in California requires the reflexes of a ninja, the foresight of a fortune teller, and the courage of a lion.   Whether you own a coffee shop, fast ...

Retail store displaying men and women's clothes and shoes

The retail sector significantly contributes to the United States economy— it creates at least 52 million jobs with a massive share of $6.2 trillion in the nation’s GDP. Even so, players in the ...

Non combustible warehouse with metal structures and steal beams piled up

Noncombustible building materials are an excellent alternative that guards properties against one of the most destructive elements— fire. In noncombustible construction, the building’s exterior wall, roofing, support, roofing deck, and floor comprise non-flammable ...

Exterior wall corner cracked by an earthquake compromising its integrity, earthquake insurance should cover the cost of repairs

Is your small business prepared for an earthquake?   Natural disasters hit when least expected, bringing devastating effects. Earthquakes, in particular, leave a trail of destruction, including flooded stores, damaged walls, total loss ...

Young Woman securing packages with items ready for delivery

According to the U.S. Census Bureau, 9% of small businesses close yearly due to several concerns, including cash flow problems. Examples of unforeseen incidents that cause business closure include property damage, income disruptions, ...

Workers at ware hose accidentally mishandling packages and falling to the ground with them

No matter how safe a workplace might seem, workers can still suffer job-related injuries and illnesses. Common workplace hazards include traffic collisions, falls, slips, inhaling toxic fumes, cuts, or exposure to loud noise. ...

Person with left broken hand typing a health insurance claim on the computer with right hand

Workers’ Compensation Insurance in California Employers invest time and resources to protect their employees from work-related hazards. Even so, work-related illnesses and accidents happen regularly. Each year, millions of workers suffer harm from ...