Panorama Insurance Blog

General Liability Insurance for Contractors in California   Contractors, whether carpenters, interior fitters, roofers, welders, or general contractors, are crucial players in California’s economy. Nonetheless, they encounter numerous risks in their line of ...

Chef and sous chefs looking at menu in a restaurant

Surviving in the food industry in California requires the reflexes of a ninja, the foresight of a fortune teller, and the courage of a lion.   Whether you own a coffee shop, fast ...

Woman pressing her note pad with her index finger causing the screen to glow blue light where shes pressing and the words intellectual property display up top

Intellectual property touches on intangible creations based on human intellect. These intangible assets include business identity, innovation, trade secrets, slogans, logos, authorship, and other practical expressions of ideas that drive your business.   ...

Retail store displaying men and women's clothes and shoes

The retail sector significantly contributes to the United States economy— it creates at least 52 million jobs with a massive share of $6.2 trillion in the nation’s GDP. Even so, players in the ...

Delivery man walking across the street with package in hand

Van and truck owners who do last-mile deliveries in California face numerous risks. For instance, vehicles in parking lots are targeted by vandals looking for a quick kill. A theft and vandalism incident ...

Amazon warehouse with the slogan Amazon delivery

Amazon Relay short-term contract is a tailored program to meet evolving transport needs. It allows truck drivers to book work for a week or several weeks in advance.   Consequently, fleet owners enjoy ...

Non combustible warehouse with metal structures and steal beams piled up

Noncombustible building materials are an excellent alternative that guards properties against one of the most destructive elements— fire. In noncombustible construction, the building’s exterior wall, roofing, support, roofing deck, and floor comprise non-flammable ...

Renter couple discussing contract with the landowner

A rental property can be the perfect income stream. Even so, you could be milking a bull without insurance. Although rental properties offer a steady source of income, landlords face many risks. A ...

what is sr 22 coverage

If you’re guilty of a DUI (Driving Under the Influence) or driving without insurance violation, the state may require you to provide an SR-22. SR-22 is a certificate that indicates a driver has ...