Panorama Insurance Blog

white business van parked in a family neighborhood

A commercial car plays a vital role in running errands, making deliveries, and meeting clients. Examples of commercial vehicles include cars, trucks, SUVs, and vans. Interestingly, these commercials can double up on personal ...

Business Partners working from home one in the computer and the other wrapping the packages

Does Running a Business From Home Affect Your Home Insurance? According to the U.S. Small Business Administration, there are 31.7million small businesses in the US. Moreover, a quarter of employer firms(24%) were home-based, ...

Woman opening door and holding sin¿gn in her hand saying open of her new start up hair cut boutique

What Insurance Should I Get When I Start a Business? Entrepreneurs contribute a significant portion of the United States GDP. However, the U.S labor of statistics estimates that approximately 45% of new businesses ...

People enjoying themselves while sailing on a yacht

Despite how frequently you take your sailboat or yacht for a spin, there are multiple risks in water. For instance, you can encounter collisions, storm damage, fire, sinking, or onboard injury. If a ...

Couple wearing raincoats and holding umbrella representing a double protection against whatever comes their way

Why Do I Need Extra Coverage from Umbrella Insurance? Umbrella insurance is an add-on beyond standard liability cover provided by home or auto insurance policies in California. It offers an additional liability limit ...

Man talking to another man while unloading merchandise from his van

If you own a business, you usually need to get business liability insurance and commercial car insurance to avert risk and possible financial hardship in California. Given that businesses that use commercial vehicles ...

Pair of Relay Box trucks loading at the Amazon package facility

  Amazon Relay Requirements An Active DOT identification number and MC number (operating authority) with the Federal Motor Carrier Safety Administration (FMCSA) A carrier entity that is authorized for hire and property A ...

Injured man filling out a slip n fall form

General liability insurance is sort of like car or homeowners insurance but for businesses in California. It safeguards your company from general claims involving property damage or bodily injury. According to The Hartford, ...

Business owners discussing business insurance policy with agent

Importance of Having Business Insurance In Northridge, CA In a Federal Emergency Management Agency study, 40% of businesses don’t reopen after disaster strikes, with a further 25% shutting within a year. Companies may ...