A Guide To Insurance Coverage For New Car Owners
All car owners must have basic car insurance coverage as required by most states. It is meant to protect them from having to pay large sums out of pocket should their vehicle get stolen or get damaged in an accident. However, not all car insurance coverages are created equal. Depending on your risk level and […]
Do You Need A 4-Point Inspection On Your Older Home?
A 4-point inspection is typically done on an older home ahead of homeowners insurance renewal. It is also done if you are in the process of purchasing an older home. A 4-point inspection is requested as part of the underwriting process. It is a common practice in many coastal states. What Is Covered? There is […]
How Deductibles Impact Car Insurance
Whenever you purchase a car insurance policy, you are asked to choose a deductible for physical damage coverage. The deductible is a set amount of money you will have to pay toward the cost of a claim you file. Keep this in mind as you choose your deductible amount. What you go for can have a […]
Car Insurance Coverage For Food Delivery Gig Workers
Auto Insurance Coverage For Food Delivery Gig Workers During the COVID-19 pandemic, a lot of people opted to have their food and other essentials delivered rather than going to the store. This has given rise to a booming food delivery economy. Most of the jobs in the industry, however, do not involve standard employer-employee contracts. […]
The Ins And Outs Of Car Insurance For College Students
If you are a student or the parent of a student driving to and from class, you will need to have car insurance. College sometimes feels like it is just one expense after another, from tuition to board and everything in between. That is why many individuals try to look for ways to cut costs wherever […]
Try To Document What You Can In An Accident
In most states, car insurance is something you are legally required to have if you want to drive a car in California, and for a good reason. Without it, many people would find themselves in unexpected financial debt because of car repairs that aren’t even their fault, to begin with. Â Car insurance prevents this from […]
Misconceptions About Home Insurance
More people are thinking about homeownership rather than renting in challenging times like the COVID-19 pandemic. A minor exodus of sorts is occurring in some cities as more people, tired of living in smaller condos and apartment spaces without the benefits of an urban lifestyle, start moving into suburbs and towns. Working from home in […]
Getting Caught With An Expired Insurance?
Can You Afford To Get Caught With Expired Car Insurance? California drivers are required to have valid car insurance by law. Motorists must have at least minimal coverages to drive around in the Sunshine State legally. Policies need to include bodily injury liability, which covers the injuries and lost wages others sustain due to crashes. […]
How To Choose A Car Insurance Deductible
When you purchase Car insurance, there are a lot of decisions you will have to make. You’ll have to determine your carrier, coverages, and the amount of each coverage. However, most insurance plans will not fully cover all of the costs following a claim. You’ll also have to choose your deductible. Choosing a deductible is […]
