Panorama Insurance Blog

how to reduce risk at the construction site

A construction site is the basis of many complex projects. All development projects, whether a home, warehouse, hotel, or commercial building, must grow through construction. Unfortunately, construction sites expose workers, passers-by, and neighbors ...

how to submit an insurance claim

You were just peacefully driving on your way home— and then boom! A distracted driver didn’t stop at an intersection and rammed into the front of your vehicle. Or, a driver rammed a ...

what is equipment breakdown coverage

If your business relies heavily on equipment, a simple breakdown can trigger a financial loss that can push your business to collapse. So, if you rely on kitchen appliances, electrical, mechanical, or computer ...

D&O Insurance in California

Executive-level decision-makers, directors, and top officials play a crucial role in the operations and profitability of an organization. They hold so much power, and if they misuse it, they can cause catastrophic losses ...

how to recover after a fire in california

According to the National Fire Protection Association, every 24 seconds, the fire department responds to an incident in the United States. Unfortunately, American households incur losses worth billions of dollars due to fires ...

Fleet of five cargo trucks driving in line through the road

Whether it’s a semi, flatbed, garbage, light, box, or refrigerated truck, such trucks help commercial enterprises deliver goods and execute their operations in California. In other instances, companies buy a fleet of trucks ...

Rental agent signing car rental contract with woman

Rental cars offer convenience for international travelers, car owners, and business owners. Even so, people running the industry face numerous risks, including car theft, vandalism, collision incidents, and third-party liability. Without adequate protection, ...

Mobile phone opened on an e-commerce app and behind a stack of item boxes with a cart logo

Operating an e-commerce business in California, like any other business, involves certain risks that can impact its operations and financial stability. To protect against these risks, obtaining appropriate business insurance is crucial. Speak ...

two women talking while battery on electric car is being charged

About Electric Car Insurance in California   Many people are turning to electric cars for their incredible benefits. One thing you should know is the difference between a regular auto insurance policy and ...