Rental Risk Shield
Protect your rental investment with tailored landlord insurance covering property damage, liability, theft, and repairs. Stay financially secure and compliant while safeguarding your income and tenants’ safety.
Use this form to submit service inquiries directly.
Why It Matters
Owning rental property carries real risks such as damage, disputes, or liability claims that can affect your income. Landlord insurance offers steady protection for your assets and financial security.
Our Solutions
Strengthen your protection with coverage built for real-life risks. From property to liability and disaster protection, these options safeguard what matters most at home and beyond.
Protects your vehicle and finances from accidents, damage, theft, and liability.
Protects your home and belongings from damage, theft, or unexpected loss.
Adds higher liability protection beyond your standard insurance limits.
Client Testimonials
Our clients highlight the value of our insurance solutions, showing how we deliver dependable protection and service across many personal and business needs.
Share your experience with Panorama. Your story helps others see the value of our service and encourages them to trust us with their needs.
Consistent and Dependable
Tim and his staff are my auto insurance broker and have been for over 30 years. We have two sons and both were covered in our policy up until recently when my oldest moved to Italy. We have had quite a few claims having hit a deer and totaled the Sedona, my youngest drove off hillside with the Jeep taking out neighbors deck support posts and hitting house, also a fender bender with his 4 Runner. Tim has always been honest, straight forward, and timely with all our needs. We have had Mercury this entire time, he has kept us updated with any discounts(teacher) and changes that we should be aware off. He is and has been a great communicator, efficient, and friendly, a good man. I highly recommend him.
JV
Joe Vitti
Long-Term Client
Resolving Complex Issues
This insurance agency is unique in that they go beyond the normal expectations. They have that small company endeavor but with large company results. I was very pleased with the way they handled my problem.
I am a landlord and as such needed help with a tenant and their dog which is classified as a companion dog used for emotional distress, however our signed contract forbids animals. With the help of Panorama Insurance Agency I was able to resolve the issue to the satisfaction of both the tenants and myself. They did the research for me! I highly recommend this agency.
RH
Robert Hernandez
Property Owner
Responsive and Courteous
I had an excellent experience with Tim Wong and Panorama Insurance. They helped me find homeowner's insurance coverage for a new home in the hills of L.A. that's a wildfire zone. None of the carriers wanted to write the business, so Tim secured the coverage through the CA plan and also a Difference in Conditions policy to ensure I had adequate liability coverage. He and his team adjusted coverages to find savings for me as well. They were responsive and courteous at all times, and made the home purchase process easier and more enjoyable. Highly recommended!
AL
Andrew Lloyd
Grateful Homeowner
Dependable Insurance Agent
Brent @ Panorama is the most available and dependable insurance agent I've ever had. I use Brent for my family account, and also take care of all the communication for my parents account as well - even though we're the same kin, our two different households have totally different requirements in terms of insurance. Brent is always willing to dive into specifics about policies and present alternatives when our situation changes or when a better plan is available. It's great to know that both the insurances for my home and car are just taken care of meddling on my part.
RJ
Roshan J
Loyal Returning Client
Went Above Expectations
I recently had the pleasure of working with Panorama Insurance Agency, specifically Brent Garriepy, to insure my new home and switch our auto insurance policy. Brent went above expectations with explaining the policies, what they cover and what they do not cover. We quickly found a policy that worked well for our new investment and it was very competitively priced. The choice was clear for my family. I highly recommend Panorama Insurance Agency. Give them a call and see what they can do for your family!
PS
Paul Schwappach
Home and Auto Client
Saved Us over a Hundred Dollars a Month!
Brent saved us over a hundred dollars a MONTH! across all our policies (auto/home/earthquake/umbrella) and even got us better coverages across the board. Wished I’d contacted Brent earlier in my insurance quote process. I did the internet search and got spammed with useless quotes as well as talked to half a dozen other highly rated agents. None could even come close to the level of service that Brent provided. Stop your internet search now and call Brent.
LT
Leland Treebs
Value-Seeking Client
Quick Help
Understand how landlord insurance works, what it covers, and how it protects your rental property from financial loss, legal issues, and unexpected damage across every stage of ownership.
Landlord insurance protects the building itself, attached structures, and rental income against losses from fire, theft, or liability claims. To explore other coverage types that enhance your protection, visit our service archive and review available options.
Homeowners insurance covers your personal residence, while landlord insurance protects income-generating properties. For help choosing the right plan for your rentals, request a consultation with one of our licensed agents.
Yes, each property faces unique risks that often require its own policy or portfolio plan. To find a customized solution that fits your properties, get a quote and review tailored coverage options.
Most landlord policies include liability protection if a tenant or guest is injured on your property. To confirm your policy details and available limits, use our contact form to connect with our support team.
Document the incident quickly and contact your insurance provider as soon as possible. For step-by-step claim support and faster processing, schedule a call with our claims assistance team.
Adding flood, earthquake, or umbrella insurance offers stronger, more complete protection. To identify which additional coverage fits your location and property type, request a consultation with an advisor.
Yes, bundling policies simplifies renewals and may reduce costs across properties. To explore multi-policy options that streamline management, visit our service archive for more details.
With more than 50 years of experience, Panorama provides dependable service and local expertise for property owners. To learn about our history and values, see our about us page for an overview.
Our agents are available to assist with quotes, claims, and policy adjustments. To get in touch directly and receive same-day support, use our contact form for a quick response.
Need Assistance
Whether you need coverage guidance, claims support, or renewal help, our team is ready to assist. Protect your property and secure your rental income now.
From home and auto to business and more, we design insurance strategies that protect your assets, income, and future plans with one coordinated approach.
