Protect Your Home

Homeowners Insurance That Fits Your Needs

Safeguard your property with tailored homeowners insurance. Get coverage for your home, belongings, and liability in one plan designed to protect what matters most, simply and effectively.

Homeowners Insurance

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Why It Matters

The Value of Strong Home Protection

Homeowners insurance shields you from costly repairs, property loss, and legal expenses. It preserves your home’s value and ensures financial stability when unexpected damage occurs.

Our Solutions

Additional Coverage Options For Complete Protection

Strengthen your protection with coverage built for real-life risks. From property to liability and disaster protection, these options safeguard what matters most at home and beyond.

Auto Insurance

Protects your vehicle and finances from accidents, damage, theft, and liability.

Landlord Policies

Covers property damage, tenant risks, and lost rental income.

Earthquake Insurance

Shields your home and finances from costly seismic damage.

Umbrella Insurance

Adds higher liability protection beyond your standard insurance limits.

Client Testimonials

What Clients Say About Our Insurance Protection

Our clients highlight the value of our insurance solutions, showing how we deliver dependable protection and service across many personal and business needs.

Trusted by Clients

Share your experience with Panorama. Your story helps others see the value of our service and encourages them to trust us with their needs.

Consistent and Dependable

Tim and his staff are my auto insurance broker and have been for over 30 years. We have two sons and both were covered in our policy up until recently when my oldest moved to Italy. We have had quite a few claims having hit a deer and totaled the Sedona, my youngest drove off hillside with the Jeep taking out neighbors deck support posts and hitting house, also a fender bender with his 4 Runner. Tim has always been honest, straight forward, and timely with all our needs. We have had Mercury this entire time, he has kept us updated with any discounts(teacher) and changes that we should be aware off. He is and has been a great communicator, efficient, and friendly, a good man. I highly recommend him.

JV

Joe Vitti

Long-Term Client

Resolving Complex Issues

This insurance agency is unique in that they go beyond the normal expectations. They have that small company endeavor but with large company results. I was very pleased with the way they handled my problem.

I am a landlord and as such needed help with a tenant and their dog which is classified as a companion dog used for emotional distress, however our signed contract forbids animals. With the help of Panorama Insurance Agency I was able to resolve the issue to the satisfaction of both the tenants and myself. They did the research for me! I highly recommend this agency.

RH

Robert Hernandez

Property Owner

Responsive and Courteous

I had an excellent experience with Tim Wong and Panorama Insurance. They helped me find homeowner's insurance coverage for a new home in the hills of L.A. that's a wildfire zone. None of the carriers wanted to write the business, so Tim secured the coverage through the CA plan and also a Difference in Conditions policy to ensure I had adequate liability coverage. He and his team adjusted coverages to find savings for me as well. They were responsive and courteous at all times, and made the home purchase process easier and more enjoyable. Highly recommended!

AL

Andrew Lloyd

Grateful Homeowner

Dependable Insurance Agent

Brent @ Panorama is the most available and dependable insurance agent I've ever had. I use Brent for my family account, and also take care of all the communication for my parents account as well - even though we're the same kin, our two different households have totally different requirements in terms of insurance. Brent is always willing to dive into specifics about policies and present alternatives when our situation changes or when a better plan is available. It's great to know that both the insurances for my home and car are just taken care of meddling on my part.

RJ

Roshan J

Loyal Returning Client

Went Above Expectations

I recently had the pleasure of working with Panorama Insurance Agency, specifically Brent Garriepy, to insure my new home and switch our auto insurance policy. Brent went above expectations with explaining the policies, what they cover and what they do not cover. We quickly found a policy that worked well for our new investment and it was very competitively priced. The choice was clear for my family. I highly recommend Panorama Insurance Agency. Give them a call and see what they can do for your family!

PS

Paul Schwappach

Home and Auto Client

Saved Us over a Hundred Dollars a Month!

Brent saved us over a hundred dollars a MONTH! across all our policies (auto/home/earthquake/umbrella) and even got us better coverages across the board. Wished I’d contacted Brent earlier in my insurance quote process. I did the internet search and got spammed with useless quotes as well as talked to half a dozen other highly rated agents. None could even come close to the level of service that Brent provided. Stop your internet search now and call Brent.

LT

Leland Treebs

Value-Seeking Client

Quick Help

Your Homeowner’s Insurance Questions, Answered

Get clear answers to common homeowners insurance questions. Understand coverage, claims, and policy options to make informed decisions with confidence.
01 What does homeowners insurance usually cover?

Homeowners insurance protects your property, belongings, and liability against unexpected damage or loss. It helps cover repairs and replacements when accidents happen. Visit our service archive to see complete coverage options.

After a loss, document damages, take photos, and contact our support team for claim assistance. We’ll guide you through every step. Use the contact form to begin your claim today.

Standard policies cover common risks like fire and theft but often exclude floods or earthquakes. Check the service archive to learn about add-on policies for complete disaster protection.

Yes. Bundling home and auto insurance simplifies billing and reduces overall costs. Explore the personal insurance page to review available bundle options for your household.

Upgrading home security, maintaining property condition, and combining policies can reduce premiums. Request a quote through our home page to see personalized savings options.

This coverage protects you from costs if someone is injured on your property. It helps with legal and medical expenses. Schedule a call to review your liability protection.

Yes. If your home becomes uninhabitable, your policy may pay for hotel or rental stays. Check our service archive to confirm this benefit in your plan.

Yes. You can adjust limits, add coverage, or modify terms anytime. Use the contact form to connect with our team for quick policy updates.

Underinsuring can result in high out-of-pocket repair costs. Review your policy regularly to match your home’s current value. Schedule a call to ensure accurate coverage today.

Get Protected

Secure Your Home with the Coverage You Need

Protect your home, valuables, and peace of mind with tailored homeowners insurance designed for lasting stability and confidence in every situation.

Smart Coverage For Everyday Risks

From home and auto to business and more, we design insurance strategies that protect your assets, income, and future plans with one coordinated approach.