Quake Protection
Protect your home and financial future with earthquake insurance designed for Northridge homeowners. Get reliable coverage that helps you recover faster after unexpected ground movement or structural damage.
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Why It Matters
Earthquakes strike without warning, leaving lasting damage that standard homeowners’ insurance doesn’t cover. With the right earthquake policy, you can safeguard your home, protect your finances, and rebuild without unnecessary setbacks.
Our Solutions
Strengthen your protection with coverage built for real-life risks. From property to liability and disaster protection, these options safeguard what matters most at home and beyond.
Protects your vehicle and finances from accidents, damage, theft, and liability.
Protects your home and belongings from damage, theft, or unexpected loss.
Adds higher liability protection beyond your standard insurance limits.
Client Testimonials
Our clients highlight the value of our insurance solutions, showing how we deliver dependable protection and service across many personal and business needs.
Share your experience with Panorama. Your story helps others see the value of our service and encourages them to trust us with their needs.
Consistent and Dependable
Tim and his staff are my auto insurance broker and have been for over 30 years. We have two sons and both were covered in our policy up until recently when my oldest moved to Italy. We have had quite a few claims having hit a deer and totaled the Sedona, my youngest drove off hillside with the Jeep taking out neighbors deck support posts and hitting house, also a fender bender with his 4 Runner. Tim has always been honest, straight forward, and timely with all our needs. We have had Mercury this entire time, he has kept us updated with any discounts(teacher) and changes that we should be aware off. He is and has been a great communicator, efficient, and friendly, a good man. I highly recommend him.
JV
Joe Vitti
Long-Term Client
Resolving Complex Issues
This insurance agency is unique in that they go beyond the normal expectations. They have that small company endeavor but with large company results. I was very pleased with the way they handled my problem.
I am a landlord and as such needed help with a tenant and their dog which is classified as a companion dog used for emotional distress, however our signed contract forbids animals. With the help of Panorama Insurance Agency I was able to resolve the issue to the satisfaction of both the tenants and myself. They did the research for me! I highly recommend this agency.
RH
Robert Hernandez
Property Owner
Responsive and Courteous
I had an excellent experience with Tim Wong and Panorama Insurance. They helped me find homeowner's insurance coverage for a new home in the hills of L.A. that's a wildfire zone. None of the carriers wanted to write the business, so Tim secured the coverage through the CA plan and also a Difference in Conditions policy to ensure I had adequate liability coverage. He and his team adjusted coverages to find savings for me as well. They were responsive and courteous at all times, and made the home purchase process easier and more enjoyable. Highly recommended!
AL
Andrew Lloyd
Grateful Homeowner
Dependable Insurance Agent
Brent @ Panorama is the most available and dependable insurance agent I've ever had. I use Brent for my family account, and also take care of all the communication for my parents account as well - even though we're the same kin, our two different households have totally different requirements in terms of insurance. Brent is always willing to dive into specifics about policies and present alternatives when our situation changes or when a better plan is available. It's great to know that both the insurances for my home and car are just taken care of meddling on my part.
RJ
Roshan J
Loyal Returning Client
Went Above Expectations
I recently had the pleasure of working with Panorama Insurance Agency, specifically Brent Garriepy, to insure my new home and switch our auto insurance policy. Brent went above expectations with explaining the policies, what they cover and what they do not cover. We quickly found a policy that worked well for our new investment and it was very competitively priced. The choice was clear for my family. I highly recommend Panorama Insurance Agency. Give them a call and see what they can do for your family!
PS
Paul Schwappach
Home and Auto Client
Saved Us over a Hundred Dollars a Month!
Brent saved us over a hundred dollars a MONTH! across all our policies (auto/home/earthquake/umbrella) and even got us better coverages across the board. Wished I’d contacted Brent earlier in my insurance quote process. I did the internet search and got spammed with useless quotes as well as talked to half a dozen other highly rated agents. None could even come close to the level of service that Brent provided. Stop your internet search now and call Brent.
LT
Leland Treebs
Value-Seeking Client
Quick Help
Find quick, clear answers about earthquake insurance. Understand coverage, deductibles, and protection options to keep your Northridge home prepared for the unexpected.
It covers your home’s structure, personal belongings, and temporary housing after a quake, helping you recover faster and avoid major repair costs. To explore policy details, contact us today.
Most homeowners policies exclude earthquake damage, leaving your property at risk. Adding a separate policy fills that gap and strengthens your protection. Ask your agent for available options.
Costs depend on your home’s value, age, and location. Each policy is unique, so it’s best to compare rates. To get a personalized estimate, request quote today.
Deductibles are based on a percentage of your home’s insured value, affecting both coverage and cost. For help choosing the right plan, ask your agent for guidance.
Homeowners in quake-prone areas like Northridge face a higher risk of damage. To find coverage that fits your property, schedule a call with our team.
Document visible damage, keep receipts, and contact your insurer immediately. Acting quickly helps speed the process. When you are ready, start your claim through our team.
Renters can insure personal items and temporary housing costs after a quake, even if the landlord insures the structure. To explore renter options, ask your agent today.
Bundling may reduce premiums and simplify renewals while expanding coverage. For available bundle options that fit your needs, schedule a call with our office.
Our online archive explains coverage types, policy terms, and protection details for Northridge residents. For helpful resources, view our service archive anytime.
Get Protected
Protect your property and finances with coverage designed for California homeowners. Our team helps you find the right policy to keep your home secure anywhere you live.
From home and auto to business and more, we design insurance strategies that protect your assets, income, and future plans with one coordinated approach.
