Protect Your Fleet

Commercial Auto Insurance for Business Vehicles

Commercial auto insurance protects your business vehicles, drivers, and assets from costly accidents or damage. It ensures financial security, smooth operations, and peace of mind while your team stays safely on the road.

Commercial Auto Insurance

Use this form to submit service inquiries directly.

Why It Matters

Reliable Coverage for Every Business Vehicle

Commercial auto insurance matters because it safeguards your company’s mobility, limits financial setbacks, and keeps essential business operations running when accidents or damage occur.

Our Solutions

Coverage Options Built for Every Business

Protect your business from every angle with coverage tailored to real operational risks. From workplace safety to cyber protection, our solutions help secure your assets, people, and reputation.

Cyber Liability

Defend against data breaches, cyberattacks, and digital security threats.

Commercial Property

Safeguard buildings, equipment, and inventory against damage or loss.

General & Product Liability

Covers property damage, tenant risks, and lost rental income.

Commercial Auto

Cover company vehicles, drivers, and damages from on-the-job accidents.

Client Testimonials

What Clients Say About Our Insurance Protection

Our clients highlight the value of our insurance solutions, showing how we deliver dependable protection and service across many personal and business needs.

Trusted by Clients

Share your experience with Panorama. Your story helps others see the value of our service and encourages them to trust us with their needs.

Consistent and Dependable

Tim and his staff are my auto insurance broker and have been for over 30 years. We have two sons and both were covered in our policy up until recently when my oldest moved to Italy. We have had quite a few claims having hit a deer and totaled the Sedona, my youngest drove off hillside with the Jeep taking out neighbors deck support posts and hitting house, also a fender bender with his 4 Runner. Tim has always been honest, straight forward, and timely with all our needs. We have had Mercury this entire time, he has kept us updated with any discounts(teacher) and changes that we should be aware off. He is and has been a great communicator, efficient, and friendly, a good man. I highly recommend him.

JV

Joe Vitti

Long-Term Client

Resolving Complex Issues

This insurance agency is unique in that they go beyond the normal expectations. They have that small company endeavor but with large company results. I was very pleased with the way they handled my problem.

I am a landlord and as such needed help with a tenant and their dog which is classified as a companion dog used for emotional distress, however our signed contract forbids animals. With the help of Panorama Insurance Agency I was able to resolve the issue to the satisfaction of both the tenants and myself. They did the research for me! I highly recommend this agency.

RH

Robert Hernandez

Property Owner

Responsive and Courteous

I had an excellent experience with Tim Wong and Panorama Insurance. They helped me find homeowner's insurance coverage for a new home in the hills of L.A. that's a wildfire zone. None of the carriers wanted to write the business, so Tim secured the coverage through the CA plan and also a Difference in Conditions policy to ensure I had adequate liability coverage. He and his team adjusted coverages to find savings for me as well. They were responsive and courteous at all times, and made the home purchase process easier and more enjoyable. Highly recommended!

AL

Andrew Lloyd

Grateful Homeowner

Dependable Insurance Agent

Brent @ Panorama is the most available and dependable insurance agent I've ever had. I use Brent for my family account, and also take care of all the communication for my parents account as well - even though we're the same kin, our two different households have totally different requirements in terms of insurance. Brent is always willing to dive into specifics about policies and present alternatives when our situation changes or when a better plan is available. It's great to know that both the insurances for my home and car are just taken care of meddling on my part.

RJ

Roshan J

Loyal Returning Client

Went Above Expectations

I recently had the pleasure of working with Panorama Insurance Agency, specifically Brent Garriepy, to insure my new home and switch our auto insurance policy. Brent went above expectations with explaining the policies, what they cover and what they do not cover. We quickly found a policy that worked well for our new investment and it was very competitively priced. The choice was clear for my family. I highly recommend Panorama Insurance Agency. Give them a call and see what they can do for your family!

PS

Paul Schwappach

Home and Auto Client

Saved Us over a Hundred Dollars a Month!

Brent saved us over a hundred dollars a MONTH! across all our policies (auto/home/earthquake/umbrella) and even got us better coverages across the board. Wished I’d contacted Brent earlier in my insurance quote process. I did the internet search and got spammed with useless quotes as well as talked to half a dozen other highly rated agents. None could even come close to the level of service that Brent provided. Stop your internet search now and call Brent.

LT

Leland Treebs

Value-Seeking Client

Quick Help

Your Commercial Auto Insurance Questions, Answered

Find straightforward information on commercial auto insurance, from coverage details to claims support, helping your business stay protected and fully prepared for unexpected vehicle related issues.

01 What does commercial auto insurance cover?

Commercial auto insurance covers accidents, vehicle damage, liability claims, and medical costs. For details on customizing your coverage for specific business vehicles, talk to our agent for expert guidance.

Yes, most states require it for vehicles used in business operations. Coverage protects your company from costly liability. If you need clarification on requirements, contact us for assistance.

Yes, fleet coverage allows multiple vehicles under one policy for convenience and cost efficiency. To set this up for your business, request a quote tailored to your needs.

Yes, coverage extends to employees operating insured vehicles for business purposes. For details on driver eligibility and policy terms, reach out to us for a complete overview.

Policies cover most business vehicles, including vans, trucks, and company cars. For specifics on your fleet type or specialty vehicles, schedule a call to review suitable policy options.

Comprehensive coverage compensates for theft or vandalism, minimizing financial loss. To verify if your policy includes these protections, talk to our agent for confirmation and next steps.

Premiums depend on vehicle type, usage, mileage, and driving history. For an accurate assessment of your policy costs, request a quote based on your business operations.

Immediately document the incident, collect details, and contact your insurer. To begin the recovery process without delay, start your claim through your assigned representative or online portal.

You can explore additional policy options and service details anytime. For a complete overview of available coverage plans, view our service archive for updated offerings and terms.

Get Started

Protect Every Vehicle Your Business Depends On

Secure your fleet with commercial auto insurance that covers accidents, liability, and repairs, keeping your business running smoothly when unexpected issues affect your vehicles.

Smart Coverage For Everyday Risks

From home and auto to business and more, we design insurance strategies that protect your assets, income, and future plans with one coordinated approach.