Auto Insurance
Get protection that keeps you on the road and ahead of risk. Our team compares top-rated carriers to secure coverage that fits your car, budget, and driving needs.
Use this form to submit service inquiries directly.
Why It Matters
Having the right auto insurance safeguards more than your vehicle. It protects your finances, preserves your mobility, and keeps you compliant with state laws so unexpected accidents or damages don’t disrupt your life or long-term financial stability.
Our Solutions
Strengthen your protection with coverage built for real-life risks. From property to liability and disaster protection, these options safeguard what matters most at home and beyond.
Protects your home and belongings from damage, theft, or unexpected loss.
Covers property damage, tenant risks, and lost rental income.
Shields your home and finances from costly seismic damage.
Adds higher liability protection beyond your standard insurance limits.
Client Testimonials
Our clients highlight the value of our insurance solutions, showing how we deliver dependable protection and service across many personal and business needs.
Share your experience with Panorama. Your story helps others see the value of our service and encourages them to trust us with their needs.
Consistent and Dependable
Tim and his staff are my auto insurance broker and have been for over 30 years. We have two sons and both were covered in our policy up until recently when my oldest moved to Italy. We have had quite a few claims having hit a deer and totaled the Sedona, my youngest drove off hillside with the Jeep taking out neighbors deck support posts and hitting house, also a fender bender with his 4 Runner. Tim has always been honest, straight forward, and timely with all our needs. We have had Mercury this entire time, he has kept us updated with any discounts(teacher) and changes that we should be aware off. He is and has been a great communicator, efficient, and friendly, a good man. I highly recommend him.
JV
Joe Vitti
Long-Term Client
Resolving Complex Issues
This insurance agency is unique in that they go beyond the normal expectations. They have that small company endeavor but with large company results. I was very pleased with the way they handled my problem.
I am a landlord and as such needed help with a tenant and their dog which is classified as a companion dog used for emotional distress, however our signed contract forbids animals. With the help of Panorama Insurance Agency I was able to resolve the issue to the satisfaction of both the tenants and myself. They did the research for me! I highly recommend this agency.
RH
Robert Hernandez
Property Owner
Responsive and Courteous
I had an excellent experience with Tim Wong and Panorama Insurance. They helped me find homeowner's insurance coverage for a new home in the hills of L.A. that's a wildfire zone. None of the carriers wanted to write the business, so Tim secured the coverage through the CA plan and also a Difference in Conditions policy to ensure I had adequate liability coverage. He and his team adjusted coverages to find savings for me as well. They were responsive and courteous at all times, and made the home purchase process easier and more enjoyable. Highly recommended!
AL
Andrew Lloyd
Grateful Homeowner
Dependable Insurance Agent
Brent @ Panorama is the most available and dependable insurance agent I've ever had. I use Brent for my family account, and also take care of all the communication for my parents account as well - even though we're the same kin, our two different households have totally different requirements in terms of insurance. Brent is always willing to dive into specifics about policies and present alternatives when our situation changes or when a better plan is available. It's great to know that both the insurances for my home and car are just taken care of meddling on my part.
RJ
Roshan J
Loyal Returning Client
Went Above Expectations
I recently had the pleasure of working with Panorama Insurance Agency, specifically Brent Garriepy, to insure my new home and switch our auto insurance policy. Brent went above expectations with explaining the policies, what they cover and what they do not cover. We quickly found a policy that worked well for our new investment and it was very competitively priced. The choice was clear for my family. I highly recommend Panorama Insurance Agency. Give them a call and see what they can do for your family!
PS
Paul Schwappach
Home and Auto Client
Saved Us over a Hundred Dollars a Month!
Brent saved us over a hundred dollars a MONTH! across all our policies (auto/home/earthquake/umbrella) and even got us better coverages across the board. Wished I’d contacted Brent earlier in my insurance quote process. I did the internet search and got spammed with useless quotes as well as talked to half a dozen other highly rated agents. None could even come close to the level of service that Brent provided. Stop your internet search now and call Brent.
LT
Leland Treebs
Value-Seeking Client
Quick Help
Get clear answers fast. Whether you’re comparing policies, filing a claim, or updating coverage, our team is here to guide you through every step with precision and care.
Auto insurance covers vehicle damage, medical costs, and liability if you are responsible for an accident. It helps reduce repair expenses and protect your finances. To get coverage guidance, reach out to our team.
Report the accident immediately and document all relevant details. Our team will guide you through every step of the claim process. To begin, speak with an agent for claim support.
Yes. You can combine auto insurance with homeowners, landlord, or umbrella coverage to save and simplify management. To review available options, browse our service archive for more policies.
Some auto insurance policies extend to rentals or temporary vehicles, depending on coverage terms. To confirm whether yours applies, connect with our support team for clarification.
Rates depend on your driving record, vehicle type, location, and coverage limits. To find ways to manage costs or compare quotes, request plan guidance from our insurance specialists.
Comprehensive coverage protects against theft, vandalism, and non-collision damage like fire or weather. To determine whether it fits your vehicle’s needs, ask our team for advice.
Yes. You can adjust your policy when you move, buy a new vehicle, or modify limits. For support with updates, get in touch with our agents directly.
Our team reviews carriers to identify options that match your coverage needs and budget. To begin a side-by-side comparison, contact us for assistance today.
A clean driving record, higher deductibles, or policy bundling can help reduce costs. To discuss available discounts and strategies, consult our insurance team for recommendations.
Drive Smart
Choose auto insurance that works as hard as you do. Get reliable coverage, fast quotes, and support that helps you stay protected on every California road.
From home and auto to business and more, we design insurance strategies that protect your assets, income, and future plans with one coordinated approach.
