Can I Drive a Company Car Without My Own Insurance?
Most companies allow employees to use company vehicles for personal use. It could be checking on your child in the middle of the day, buying groceries, or driving to the grocery store using the company’s truck. While driving a company car allows you to make some savings, you may be in a complicated situation in […]
Does Renter’s Insurance Cover Broken Windows?
Renter’s insurance is a form of property insurance that protects tenants who live in rented buildings. So, whether you live in an apartment, condominium, or single-family home, renter’s insurance is ideal. If you’re liable for another person’s property, e.g., a landlord, you must repair or replace it; therefore, if the home sustains a broken window, […]
Wine Bar Insurance
The wine industry substantially impacts the U.S. economy, explaining the high number of investors in the sector. Nonetheless, it’s not all rosy for investors, including wine bar owners. They face numerous risks, including fires, business vehicle damage, employee injuries, personal injuries, floods, and storm damage. Unfortunately, many businesses lack the financial muscle to absorb the […]
Does Homeowner’s Insurance Cover Workers’ Compensation in California
Domestic workers perform the incredible task of running homes. Whether it’s taking care of children, the elderly, sick members, doing household chores, cleaning, cooking, and gardening. If an employee is hurt on the job, their employer is usually liable for their injuries. Similarly, an employer can be held liable for a domestic worker who becomes […]
California Boat Insurance Requirements
California has approximately 840 miles of coastline, beautiful lakes and rivers. It’s, therefore, a perfect state for boat owners. What’s more, nothing comes close to enjoying a dash of wind through your body as you boat. Unlike other states, boating in California presents a unique set of perils to vessels—earthquakes, ice and freezing damage, rock […]
Can You Grow Grapes Hydroponically?
Grapevines require ample growing space to accommodate their expansive roots and leaves. Even so, farmers with little land or indoor gardeners can grow grapes through hydroponic farming. Hydroponic farming is becoming more popular due to benefits such as controlling light, conserving farming space, and reducing the cost of operations. Growing grapes through hydroponic farming eliminates […]
Planting a Vineyard
Wine growers create vineyards to enhance the quality control of wine production. It is also an opportunity to grow a grape variety that matches the demands of their customer base. Besides the business perspective, growing your grapes can be very rewarding. Even so, vineyard growers should be ready for hard work and understand what it […]
Winery Licensing in California
The winery industry has steadily grown in the last five years, with Statistica projecting a 5.85% growth between 2023-2027. According to the National Association of American Wineries, the industry employs 1.84 million Americans and contributes $276.07 billion to the nation’s GDP. Due to its significant role in the country’s economy and potential health risks, players […]
Why Is Crop Insurance Important for Farmers?
In a world of food apps and delivery drones, it is easy to forget the real food creators—farmers. Whether it’s a burger, chicken, pasta, avocado, or orange juice, you can trace them back to a farmer. Unfortunately, farmers endure multiple risks in delivering food to millions of Americans. A crop farmer must deal with a […]
